Card Loan Officer - Bali (Canggu, Ubud, Denpasar, Jimbaran, Nusa Dua, Kuta, Badung)

Join Bank Mega, one of Indonesia’s leading financial institutions, as a Card Loan Officer in the vibrant regions of Bali (Canggu, Ubud, Denpasar, Jimbaran, Nusa Dua, Kuta, Badung). This is a unique opportunity to build a rewarding career in retail banking while enjoying the beautiful island of Bali. As a Card Loan Officer, you will play a crucial role in helping our customers secure the credit they need, with the flexibility to work in various locations across Bali.

At Bank Mega, you will have the chance to work with cutting-edge tools like SAP and Core Banking System, and you will be part of a dynamic team dedicated to providing exceptional service to our customers. Whether you are based in Canggu, Ubud, Denpasar, Jimbaran, Nusa Dua, Kuta, or Badung, you will be at the heart of our retail banking operations, helping to drive our mission of financial inclusion and growth.

📋 Tanggung Jawab Pekerjaan

• Assess and approve credit card applications from potential customers, ensuring they meet the bank’s criteria.
• Conduct credit checks and analyze financial information to determine the creditworthiness of applicants.
• Provide excellent customer service, guiding customers through the application process and answering their queries.
• Monitor credit card usage and identify any potential risks or fraudulent activities.
• Collaborate with other departments within the bank to ensure smooth and efficient credit card operations.
• Stay up-to-date with industry trends and regulatory requirements to ensure compliance and best practices.
• Set and achieve monthly and quarterly targets for credit card approvals and customer satisfaction.
• Train and mentor junior staff to ensure high standards of service and knowledge.

🎓 Kualifikasi & Syarat

• Bachelor’s degree in Business Administration, Finance, Economics, or a related field.
• Minimum of 3 years of experience in retail banking, credit analysis, or a similar role.
• Strong knowledge of credit scoring models and credit risk management.
• Excellent communication and interpersonal skills, with the ability to build strong relationships with customers.
• Proficiency in using SAP and Core Banking System.
• Certification in credit analysis or financial services is a plus.
• Ability to work in a fast-paced environment and meet tight deadlines.
• Fluency in both written and spoken Indonesian and English.

🛠️ Keahlian

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